| LOAN CATEGORY
| SME |
Existing Rate
|
Revised Rate |
| TERM LOAN:- |
|
Upto Rs.2 lakhs (including Transport Loan]
|
13.25% |
13.00% |
| Above Rs.2 lakhs |
| SMERA Rating Scale and from other Agencies |
| Highest |
13.50% |
13.00% |
| High |
13.75% |
13.25% |
| Other Ratings / New Clients / New Transport Loan |
14.25% |
13.75% |
| Existing assisted Prompt Units for 3 years including existing Transport Loan |
13.50% |
13.00% |
| OTHER SPECIAL SCHEMES:- |
| Open Term Loan Scheme |
13.50% |
13.00% |
| Drawee Bill / Clean Term Loan Scheme |
14.25% |
14.00% |
| Working Capital Loan - Rice Mill |
14.50% |
14.00% |
| Micro / Small Entrepreneur Loan [MSEF Scheme] |
14.50% |
14.00% |
| LOAN CATEGORY
| Non - SME |
Existing Prompt Client
|
New Clients |
| Existing Rate | Revised Rate | Existing Rate | Revised Rate |
| Non-SME - Term Loan |
13.75% |
13.25% |
15.25% |
14.75% |
| Service Sector - Shopping Complex, Community Hall, etc. |
15.00% |
14.50% |
15.50% |
15.00% |
| DOCTORS AND NURSING HOMES [SMALL HOSPITALS] |
| Loans upto Rs.3 Crores |
| For Construction of Building and Purchase of Land and Machinery |
15.00% |
14.50% |
15.50% |
15.00% |
| For purchase of Equipments alone |
14.00% |
13.50% |
14.00% |
13.50% |
| Loans above Rs.3 Crores |
| Hospitals |
15.00% |
14.50% |
15.50% |
15.00% |
| OTHER SPECIAL SCHEMES |
| Windmill Projects |
13.50% |
13.00% |
13.75% |
13.25% |
| Bill Finance Scheme |
14.50% |
14.50% |
14.50% |
14.50% |
