|
Sl. No.
|
Micro Small Medium
Enterprises
|
Interest Rate
|
|
1.
|
Loans upto Rs.2.00 lakhs including Transport
Loan
|
14.75% |
|
2.
|
Loans Above Rs.2 lakhs
|
| a. |
SMERA Rating & from other Agencies
such as CRISIL
- Highest |
14.75% |
| |
- High
|
15.00% |
| b. |
Other Ratings than the above |
15.50% |
| 3 (a) |
Existing assisted clients
(including Transport) continuously prompt for 3 years
at the time
of sanction, OTL etc. * |
14.75% |
| 3 (b) |
Existing assisted clients
(including Transport) continuously in Standard
Category for 3 years, OTL etc. ** |
15.25% |
| 4. |
New MSME & Transport Sector |
15.50% |
| 5. |
Other Special Scheme :
|
| (a) |
Drawee Bill Scheme / Clean Term Loan Scheme |
15.75% |
| (b) |
Working Capital Loan
under modern rice mill, manufacturing,
processing industries and Single Window
Scheme. |
15.25% |
| (c) |
Micro, Small, Entrepreneur
Loan (MSEF) Scheme |
15.75% |
* If the principal and
interest demand is paid within the grace period
continuously for 36 months or 12
quarterly installments, the unit is classified as
Prompt Unit.
** If the unit pays the interest and
principal demand within 90 days continuously for
36 months or 12 quarterly installments then the
unit is eligible for the concessional rate
indicated in Standard category.
