தமிழ்நாடு தொழில் முதலீட்டுக் கழகம்
(ஒரு மாநில அரசு நிறுவனம்)
The Growth Catalyst

General Scheme For  New & Existing Entrepreneurs

 

Objective The Scheme is intended to provide financial assistance to new units / expansion / modernization / diversification.
Eligibility a. All MSME Units & Non MSME units.
b. Prop./Partnership/Ltd. companies.
Purpose For purchase of land, construction of building, purchase and erection of machinery.
Loan Limit

                                                                            (Rs. Crores)

Constitution Individual unit Group
Proprietary 15.00 30.00
Partnership 20.00 30.00
Limited Companies 30.00 50.00

 

Promoter’s Contribution New cases : 33.33%
Existing      : 22.50% subject to overall DER of 2 : 1
Debt Equity Ratio 3 : 1 for loans upto Rs.10 lakh
2 : 1 for loans above Rs.10 lakh
Repayment Period Upto 9 years including holiday period of 2 years
Collateral Security 50% of the loan sanctioned (minimum).  
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