Doctor Plus Scheme
| Purpose | To purchase land, construction of hospital building, purchase of ready built premises (age should not be more than 20 years), purchase of medical equipments, medical software, computer, diagnostic imaging laboratories. |
| Eligibility | i. Available for all medical streams viz., allopathy, dental etc. ii. Partnership/companies. iii. In case of company, atleast 50% of promoter directors must be directors. iv. Applicants should have qualification in any branch of medical science like MBBS/BDS/ Degree in Physiotherapy/Radiology. |
| Amount of Assistance | Minimum Rs.25.00 lakhs Maximum Rs 1500.00 lakhs In Panchayat and rural areas – Max. loan is Rs.50.00 lakhs Other than the above max. loan is Rs.1500.00 lakhs. For equipments only – Max. Rs.500.00 lakhs. WCTL – Max. Rs.100.00 lakhs as sublimit not exceeding 10% of the proposed loan. |
| Promoter’s Contribution / DER | 15% for equipments, 25% for building, 35% if land & building is involved. 2.00 : 1.00 |
| Repayment Period | 9 years (including moratorium) |
| Collateral Security | Upto Rs.10.00 Lakhs – Fixed deposit of 25% of loan (or) collateral security for 25% of loan (or) third party guarantee whose networth shall be 2 times of loan (or) Govt. employee guarantee (or) another doctor’s guarantee; personal guarantee of applicant; spouse guarantee. Above Rs.10.00 lakhs – Tangible collateral security with minimum of 25%; personal guarantee; spouse guarantee. Where land is owned by the unit/promoter and the value is not included in the project cost and if the value is more than 50% of loan amount, no collateral need to be insisted. |
My Doctor Scheme
| Purpose | To purchase land, construction of hospital building, purchase of medical equipments, medical software, computer, setting up of lab. |
| Eligibility |
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| Amount of assistance | Minimum : Rs 10.00 lakhs Maximum : Rs 150.00 lakhs In Panchayat and Rural areas, maximum loan is Rs 40.00 lakhs Other than the above, maximum loan is Rs 150.00 lakhs |
| Promoter’s Contribution / DER | 15% for equipments, 25% for building, 35% if land & building is involved. Loan upto Rs.10.00 lakhs – 3.00 : 1.00, Above Rs.10.00 lakhs – 2.00 : 1.00 |
| Repayment period | 5 years (including moratorium period of 6 months). |
| Collateral Security | Upto Rs.10.00 Lakhs – Fixed deposit of 25% of loan (or) collateral security for 25% of loan (or) third party guarantee whose networth shall be 2 times of loan (or) Govt. employee guarantee (or) another doctor’s guarantee; personal guarantee of applicant; spouse guarantee. Above Rs.10.00 lakhs – Tangible collateral security with minimum of 25% Where land is owned by the unit/promoter and the value is not included in the project cost and if the value is more than 50% of loan amount, no collateral need to be insisted. |
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